When your teen starts to drive it is a good idea to create a teen driving contract and have both the teen and the parents sign it. The Teen driving contract will outline certain rules and regulations to the teen driver.Parents of new teen drivers are concerned about the safety of their kids with good reason. If you wish to establish some written rules you can make use of the following agreement form. Of course it may need to be modified to fit your concerns.

Agreement:

Driving for a student is a privilege, not a right. Education is more important than driving privileges. Parent will suspend or revoke driving privileges if teen gets a grade lower than C for any class. Driving may also be suspended for violation of school rules or breaking any criminal law.

Agreement:

Permission for a permit and license is subject to teen agreeing to all of the following items. Suspension or revoking driving privileges can result from violating any of these rules.
1. I will not drink and drive, or use illegal drugs. I will not ride with another driver if I know or suspect they are intoxicated or under the influence of drugs. I will immediately take a drug test if told to do so by a parent. Failing or not taking a requested drug test will result in a revocation of driving privileges.

2. I will not permit any alcohol containers, including empties, in any vehicle I am operating. I will not transport anyone who I know or suspect may be carrying illegal drugs. I understand that the law provides for forfeiture of a vehicle used in trafficking illegal drugs, even if the vehicle is owned by another.

3. At all times I will drive as if my life and my passenger’s lives depend on it. I will obey all traffic law and any curfews or restrictions my license imposes.

4 I agree not to drive with or transport anyone who is possession of a firearm or other weapon unless I get permission from my parent.

5. I will always wear a seat belt and insist on any passengers wearing one.

6. I will keep music at a moderate volume so I will be able to hear emergency sirens or car horns. I will not talk on a cell phone or eat food while driving.

7. I understand that driving dangers increase when the number of teens in a car increases. For this reason I agree to have no more than 2 teen passengers, at any time, in my car during my first year of driving. I will not succumb to peer pressure to drive in an unsafe or reckless manner. When I am driving I am in control. I can stop and tell others to leave my vehicle if they are acting badly and will do so.

8. I will not race any vehicle.

9. I will not loan my vehicle or any family vehicle under any circumstances.

10. I understand that to be on mom’s insurance policy I must keep my driving record clean. If I must go off my parents policy because of tickets or accidents the cost of insurance will be much higher. I will pay these higher costs myself and maintain liability insurance coverage of at least $100,000/$300,000. If I can not afford to do so I will not be able to drive.

11. In order to have my own car I must pay all related expenses. These include gas, maintenance, repairs, licensee plates, state inspections, etc. Also I know that sooner or later the car will need to be replaced at my expense. Because I know this I will start saving now for this.

12. I understand that if my driving privileges are suspended because I break these rules, which I have agreed to, it will be m own fault. Therefore I won’t complain about it or the length of suspension will be increased.

13. If my driving privileges are suspended by my parents or a court and I drive anyway, my parents will sell my car for a low wholesale price. The money will be given to me after I move out.

I have carefully read this agreement, it has been explained to me, I understand and agree.

Signed ___________________ Date:_____________

This article is by Glenn Lamb mortgage broker and owner of Texas Capital Mortgage
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